If you have purchased any goods or services and later have problems with them as a consumer you have legal rights by which to seek redress. Here at the Advice Centre we can advise you of your legal rights and help you exercise these rights.
For further information please read the following consumer fact sheets and web sites.
One of the first things you should do upon arrival at University is to organise contents insurance to cover all your belongings. As a student you will have a lot of expensive articles in your room and for the ‘cost of a night out’ you will have peace of mind that all items can be replaced if they become lost or stolen.
Insure your possessions and don’t risk having to replace your items on a tight budget!
Going to university may be your first experience of living on a budget that coupled with running a vehicle may be a huge burden on a tight budget. As students are seen by insurers as a high risk group finding cheap student car insurance can be difficult and you may be tempted to go for the lowest possible quote available. Please consider the terms of the policy carefully and what it offers as opposed to opting for the cheapest car insurance.
Whether you intend to study abroad or just fancy a ‘Gap Year’ we strongly suggest that you purchase travel insurance. Insurance companies will be able to tailor packages to suit individual needs and ensure that your possessions are covered as you travel, whilst providing additional cover for needs such as medical treatment or flights home should such instances arise.
NUS recommend Endsleigh for all your insurance needs.
Os ydych wedi prynu unrhyw nwyddau neu wasanaethau ac wedi cael problemau gyda nhw fel defnyddiwr mae gennych hawliau cyfreithiol i geisio iawndal. Yma yn y Ganolfan Gynghori gallwn eich cynghori chi ynghylch eich hawliau cyfreithiol a’ch helpu chi i’w rhoi ar waith.
Am wybodaeth bellach darllenwch y taflenni ffeithiau i ddefnyddwyr a’r gwefannau canlynol.
Un o’r pethau cyntaf y dylech chi ei wneud ar ôl cyrraedd y Brifysgol yw trefnu yswiriant cynnwys ar gyfer eich holl eiddo. Fel myfyriwr bydd gennych amryw o eitemau gwerthfawr yn eich ystafell ac am ‘bris noson allan’ fe gewch y tawelwch meddwl o wybod bod modd cael eitemau newydd yn eu lle os byddant yn mynd ar goll neu’n cael eu dwyn.
Yswiriwch eich eiddo a pheidiwch â chymryd y risg o orfod prynu popeth eto ar gyllideb dynn!
Efallai mai mynd i’r brifysgol fydd eich profiad cyntaf o fyw ar gyllideb a gall hynny ynghyd â rhedeg car fod yn faich enfawr. Gan fod yswirwyr yn gweld myfyrwyr fel grŵp risg uchel gall dod o hyd i yswiriant car rhad fod yn anodd i fyfyriwr ac efallai y cewch eich temtio i ddewis y dyfynbris isaf un. Gwnewch yn siŵr eich bod yn ystyried telerau’r polisi’n ofalus a’r hyn sy’n cael ei gynnig yn hytrach na dewis yr yswiriant rhataf heb feddwl.
P’un ai eich bod yn bwriadu astudio dramor neu ffansi cymryd ‘Blwyddyn Fwlch’ rydym yn argymell yn gryf eich bod yn prynu yswiriant teithio. Bydd cwmnïau yswiriant yn gallu teilwra pecynnau at anghenion unigol a sicrhau bod eich eiddo wedi’i yswirio wrth i chi deithio, a gallant roi sicrwydd pellach ar gyfer triniaeth feddygol neu hedfan adref pe bai’r angen am hynny’n codi.
Mae UCM yn argymell Endsleigh ar gyfer eich holl anghenion yswiriant.